KNOWLEDGE BANK
Save money today ...
Avoiding Debt Traps: Payday Loans and Predatory Lending
Hello, money-savers! Today, we're focusing on a notoriously sticky area of personal finance: predatory lending, with a spotlight on payday loans. These seemingly quick fixes can have long-term consequences that could place you in a debt trap. We at eTHRIFT[.....]
The Best Budgeting Hacks for People Who Hate Tracking Expenses
Hello, eTHRIFTers! Let's admit it - keeping track of every penny can sometimes feel like a chore. But the good news is, budgeting doesn't always have to be a tedious process. With a few clever tricks up your sleeve, you can manage your money better without[.....]
Best Places to Buy Gently Used Baby Gear Safely
Hello, fellow savers! I’m excited to share some insider tips today. If you’re expecting a little one soon, or already have a tiny bundle of joy at home, you know all too well how expensive baby gear can be. But have you considered buying gently used baby g[.....]
How to Identify the Best Days for Grocery Shopping Deals
Hello savvy shoppers! As a fellow frugal fanatic, I'm always on the lookout for the best deals and steals that help stretch our budgets further. One area where I've found significant savings is in the seemingly mundane task of grocery shopping. Believe it[.....]
The Best Budget-Friendly Baby Gear That’s Worth It
Hello, savvy shoppers, and welcome to another addition of our eTHRIFT.net blog posts. Today, we’re shifting our focus to the littlest members of our families and the big expenses they can bring. Parenting is one of life's most fulfilling experiences, but i[.....]
Saving on Vision Care Without Insurance
Hello, money savers! Today, we're going to talk about a topic that’s often overlooked when it comes to cutting costs – vision care. If you, like many, have found yourself without vision insurance, you might be feeling the pinch of the high costs associated[.....]
How to Use Tax-Loss Harvesting to Offset Investment Gains
Hello, fellow savers! I hope this blog finds you in the spirit of saving and growing your wealth. Today, we’re going to dive into a topic that might seem a bit complex on the surface, but it's actually an excellent strategy to offset investment gains. It's[.....]
Why Understanding Tax Withholding Can Save You Money
Hello fellow thrifty folks of eTHRIFT.net! Today, we're going to dive into a topic that might seem a little daunting at first but is crucial when it comes to your personal finances: tax withholding. Understanding this concept can actually help save you mon[.....]
Understanding 401(k)s and IRAs Without the Confusion
Hello, thrifty friends! I love talking about saving money as much as you love saving it. Today, we're going to dive into the world of retirement savings, specifically, 401(k)s and IRAs. Don't worry, we're going to break it down, so it's easy to understand.[.....]
Why the 30-Day Rule Helps Prevent Impulse Spending
Hello, savvy savers! We've all been there, haven't we? Walking past a store window or scrolling through an online sale, when suddenly, we spot an item we just need to have! It's so easy to give in to that impulse and make the purchase. But more often than[.....]